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Personal Loans and Lines of Credit

First Commercial Bank, N.A (USA) offers great rates on personal loans when you need them most!

Need money? No problem! First Commercial Bank, N.A (USA) is here to help. Our personal loans provide the flexibility you need to take care of life’s expenses – at rates that are lower than what you might pay with a credit card.

The funds you need, plus:

Fast loan approval
Low, fixed interest rates
Affordable monthly payments
Free 24-hour AccountAbility^SM bank-by-phone service
Free Online Banking – view your account, make payments, receive E-statements, all from the convenience of your home 24/7
Generous and flexible loan amounts

No matter what you need money for, we’ve got a loan that fits:

Clean Energy Loan
A Clean Energy Loan from First Commercial Bank, N.A (USA) is an unsecured loan with no payments due during the initial 6 months. Application is easy and getting a response is fast. Know how you'll finance you PV or Solar Water Heating system before you sign the contract.

Personal Unsecured Loan
Getting married? Taking a trip? Need a new engine? Apply for an First Commercial Bank, N.A (USA) Personal Unsecured Loan, and get the cash you need without tapping into your credit cards or home equity.

Savings Secured Loan
Immediate funds and a low interest rate – they’re yours with an First Commercial Bank, N.A (USA) Savings Secured Loan. Your savings account or CD serves as collateral for loan repayment.

Overdraft Protection - Preferred CreditLine^SM
First Commercial Bank, N.A (USA) offers an unsecured, revolving line of credit that automatically advances to cover overdrafts in your checking account. Use it as you need to, any time you want, by making transfers through online banking.

New and Used Auto Loans
Car ownership is a wonderful thing – but it can be expensive, too. First Commercial Bank, N.A (USA) is here to help you finance the new or used car of your dreams. We can pre-approve your loan before you even walk on the dealership lot, so you can choose your car with confidence and peace of mind.