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Overdraft Protection– Preferred CreditLine^SM

The protection of extra cash, just when you need it!

With a Preferred CreditLine from First Commercial Bank, N.A (USA), you’ve always got a source of just-in-case cash – ready when you need it. Use your line to pay for emergency expenses or to protect your First Commercial Bank, N.A (USA) checking account against overdrafts. Best of all, your Preferred CreditLine is interest-free until you use it.

Don’t have a checking account with us? You can still apply for a Stand-Alone Preferred CreditLine, and access your line of credit with special checks, or transfer funds to other accounts through online banking.

The perks:

• Quick loan approval
• Fixed interest rate
• Credit lines from $500 to $50,000 upon approval
• Protection against overdrafts or "bounced" checks
• Convenient monthly statement tracks all transactions
• Free 24-hour AccountAbility^SM Bank-by-Phone service
• Free Online Banking

The details:

• Annual Fee: $25
• Credit Lines from $500 to $50,000 available(upon approval)

Preferred CreditLine Agreement: View our account agreement for fees and terms.