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FCBUSA Free Checking^SM

The free, convenient choice for everyday checking.

Your FCBUSA Free Checking account comes with everything you’d expect – except the cost.

Your FCBUSA Free Checking Account Comes With:

• No monthly service fee
• No minimum balance requirement
• No minimum opening deposit¹
• Free FCBUSA Online to view account information, transfer between accounts², free e-statements and check images
• Free FCBUSA Online Bill Pay
• Free Visa^® Gold Debit Card with travel rewards
• Free Personal Identity Theft Coverage³
• Savings Overdraft Transfer⁴ or Preferred CreditLine^{SM, 5}
• Free Kalo design starter checks for new accounts
• Free AccountAbility^SM Bank-by-Phone service – easily retrieve account information and make transfers between accounts²

1. We reserve the right to close an account that has a zero balance for 30 or more consecutive calendar days.

2. Transfers from savings accounts are subject to limitations.

3. A valid (not suspended, cancelled or expired) debit card is required to participate in this service.

4. A Statement Savings or FCBUSA Tiered Savings account is required to participate in this service. Regulatory transfer limits apply and a fee is imposed for transfers made.

5. Subject to credit approval and an annual fee.