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Term Loans

Business Funds Made Flexible and Accessible

If your business is on the verge of growth, an First Commercial Bank, N.A (USA) term loan may be just what you need to take the next steps. Use a term loan to buy fixed assets (equipment, vehicles, furniture or fixtures), or consolidate debt or use for working capital– the choice is yours.

Most terms are up to five years. Commercial real estate loans may extend up to 10 years with amortizations up to 15 years to keep payments low.

Once you've determined how much your business needs and what you’ll use the funds for, First Commercial Bank, N.A (USA) will structure your repayment schedule based on your cash flow, long-term goals, and the useful life of the asset you’re financing.

Term Loans Offer Your Business:

  • Flexible payment schedules
  • No prepayment penalty (variable interest rate loans only)
  • Wide range of terms
  • Spread the cost of fixed assets over their useful life with manageable monthly payments
  • Access to account information through AccountAbilitySM bank-by-phone service