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Business PowerLineSM

The Cash You Need to Keep Your Business Competitive

You never know just when you’ll need a little extra cash to keep your business up and running. That’s why First Commercial Bank, N.A (USA) offers business lines of credit – for short-term working capital or ongoing financing.

If your business is seasonal or cyclical, you have fluctuations in cash flow, or you need to make high-volume purchases, a business line of credit can be a big help.

As an added bonus, your line of credit helps you finance receivables to better manage your cash flow – this could even improve your company’s credit standing with vendors/suppliers.

Our Business PowerLine is a revolving line of credit of up to $100,000 – giving your company an ongoing resource of working capital that can be accessed whenever you need it. Just use your Business PowerLine checks – they look and work like your own business checks.

A Business PowerLine Gives You:

  • Less paperwork — no separate closing documents; all paperwork is signed at time of application
  • Streamlined annual renewals
  • No collateral required
  • Interest-only monthly payments ($50 minimum)
  • Availability of cash when you need it
  • Revolving line of credit that allows you to repay and borrow without new loan applications
  • Access to account information through Online banking or AccountAbilitySM bank-by-phone service

The details:

Fees: There is an initial loan fee and an annual renewal fee
Rates: Based on Prime Rate, plus a predetermined margin
Amounts: $10,000 to $100,000
Additional Requirements: Autopay from an First Commercial Bank, N.A (USA) Business checking account is required.