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Business Visa® Credit Card
Extra Buying Power Made Convenient
The Business Visa Credit Card from First Commercial Bank, N.A (USA) can help you manage your cash flow, pay for business expenses, and track purchases. It is available to sole proprietors, small businesses, and large corporations. Our Business Visa also lets you to sign up for our TravelAwards PlusSM program, so you can earn points for every dollar in purchases.
Benefits:
- Competitive interest rates
- Worldwide acceptance at over 25 million merchant locations
- Cash advances at more than 750,000 ATMs worldwide and 400,000 Visa member offices
- Earn rewards through our TravelAwards Plus program
- Up to $500,000 Travel Accident Insurance
- Free Travel and Emergency Assistance Services
- Auto Rental Collision Damage Waiver at no additional cost
- Purchase Security and Extended Protection
- Liability Waiver Program
- Lost Luggage Reimbursement
- Emergency Medical/Dental Benefit
Details:
Annual Card Fee: $50 - includes our TravelAwards Plus program
Interest Charges: Fixed interest rate with an interest-free grace period on purchases when balances are paid in full monthly by your payment due date.
Flexible Billing and Payment Options:
- Decide between Corporate Billing and Individual Billing to match your internal expense processes:
- Corporate Billing for companies with multiple cardholders who want to remit one consolidated payment for all cardholders. Select optional Memo Statements for your cardholders to provide them with monthly transaction details.
- Individual Billing was created for companies with just a few cardholders who want each individual to receive their own detailed billing statement and process their own payment separately.
- Individual cardholders enrolled in our consumer online banking service, can view their accounts online, set up online payments and enroll in e-statements to help keep California green (online access is not available with Corporate Billing).
- Flexible payment options — pay the total due, a portion of the balance, or as little as 3% of the new balance amount (rounded up to the nearest dollar)
- Payments may be made automatically, at any of our branches or mailed.
Benefit Details for Business Visa Card Members:
Cash When You Need It
- Cash advances – Available worldwide from over 750,000 ATMS and, during banking hours, from more than 400,000 Visa member offices; up to $250 cash advance per stay from participating hotels around the world.
- Emergency Cash Disbursement– Up to $5,000 from over 10,000 emergency service locations and Western Union offices, and via wire transfer services.
- Purchase Security/Extended Protection – Most personal items purchased with your business Visa credit card will be protected from theft and many types of damage, worldwide, by a 90-Day Purchase Security Program. Extended Protection Program can double manufacturers' warranties, up to an additional year on warranties of three years or less.
Protection When You Travel
- Travel Accident Insurance – When you purchase your tickets on any licensed common carrier, you and your family are covered up to $500,000 of Travel Insurance, at no additional charge to you.
- Auto Rental Collision Damage Waiver – Automatic coverage for the full value of your rented automobile in the event of collision, theft, or vandalism.
- Travel and Emergency Assistance Services
- Travel information – Health precautions, weather reports, currency exchange, visas, immunizations, and other travel information are available through Visa’s Pre-Trip Assistance service.
- Legal Referral Assistance – Referrals to local attorneys and United States embassies and consulates. The service maintains communication with your family.
- Medical Referral Assistance – Referrals to qualified physicians and facilities, monitoring of your medical condition, and communication with your family. Where authorized, medical payments are arranged and guaranteed.
- Pre-Trip Assistance – Give you information on your destination before you leave – information such as ATM locations, currency exchange rates, weather reports, health precautions, immunizations and required passport Visa’s.
- Lost Luggage Reimbursement – when you pay for the entire cost of common coach tickets with your Visa Card you will be eligible to receive reimbursement for your checked luggage and its contents.
- Prescription assistance and document delivery – Assistance with filling your prescription at the nearest location. Courier delivery can be arranged if valuable documents are needed.
- Lost tickets – Pickup or delivery of replacement tickets and help with the procedures for reimbursement if needed.
- Emergency messages – 24-hour service center to receive automated messages.
- Emergency Evacuation and Transportation – When you charge a trip via common carrier you will be eligible for reimbursement up to $10,000 if your trip results in a necessary emergency evacuation.
Additional Services
- Emergency assistance – Toll-free help from the Visa International Assistance Center 24 hours a day.
- Lost Visa card – Replacement within 24 hours if your card is lost in the US or Canada. Elsewhere, cards can be replaced within one business day.
- Emergency Medical/Dental Benefit – You’re eligible if you use your eligible Visa Card to pay for your trip. You will be eligible to receive up to a minimum of $2,500 (subject to a $50 deductible) for medical expenses not paid or payable by your medical insurance.
- From the U.S.A
- +1 601 282 9653
- Rest of the World
- +1 601 282 9653
©2020 First Commercial Bank, N.A (USA)
